Joe Gamez, Raymond James Financial Advisor, Barred Following Alleged Misconduct – San Antonio, Texas
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Haselkorn & Thibaut has opened an investigation into recent events concerning Joe Gamez (CRD# 4292479), a former San Antonio-based financial advisor most recently registered with Raymond James Financial Services. This report provides a clear, step-by-step overview of Mr. Gamez’s regulatory history, a summary of investor complaints, a guide on how investors can independently verify advisor backgrounds, and key red flags investors should watch for when selecting an advisor.
Why Is Joe Gamez Under Investigation?
Joe Gamez was subject to action by the Financial Industry Regulatory Authority (FINRA) in October 2025. The investigation centered on allegations of misuse of client funds for personal reasons during his time at Raymond James Financial Services. When asked to provide documents and information as part of the inquiry, Mr. Gamez declined to cooperate, a decision communicated through his legal counsel.
This refusal to cooperate is significant. According to FINRA rules, advisors are required to comply with regulatory requests. Mr. Gamez’s non-compliance was deemed a violation of FINRA Rule 8210 and FINRA Rule 2010, resulting in a permanent bar from associating with any FINRA member firm in any capacity.
What Is Disclosed on Joe Gamez’s BrokerCheck Record?
You can review Mr. Gamez’s official record on the FINRA BrokerCheck system. Haselkorn & Thibaut recommends all investors use this tool for due diligence.
Joe Gamez: Recent Complaints and Regulatory Events
Below is a summary of the relevant regulatory disclosures and customer complaints about Joe Gamez, as available through FINRA and other public sources, current as of October 23, 2025:
| Date | Type | Allegation | Outcome | Amount |
|---|---|---|---|---|
| June 2025 | Termination (Raymond James) | Alleged use of client funds for personal reasons | Employment Terminated | — |
| August 2025 | Customer Complaint | Misappropriated customer funds while at Raymond James Financial Services | Settled (October 2025) | $413,370.18 |
| October 2025 | Regulatory Bar (FINRA) | Failure to cooperate with investigation into alleged misuse of customer funds | Barred from industry | — |
Joe Gamez’s Industry Experience and Credentials
– 24 years of experience in the securities industry
– Most recent location: San Antonio, Texas
– Registrations (current and previous):
– Raymond James Financial Services (2017-2025)
– LPL Financial
– Capital One Investment Services
– Chase Investment Services
– USAA Investment Management Company
– Industry qualification exams passed:
– Securities Industry Essentials Exam (SIE)
– Uniform Investment Adviser Law Exam (Series 65)
– Uniform Securities Agent State Law Exam (Series 63)
– General Securities Representative Exam (Series 7)
– Municipal Fund Securities Principal Exam (Series 51)
– General Securities Principal Exam (Series 24)
Joe Gamez is permanently barred from acting as a broker or investment adviser in the securities industry.
How to Check an Advisor’s Disciplinary History
Being able to independently verify your advisor’s background is crucial. Here are the steps any investor can take:
- Use FINRA BrokerCheck: Go to brokercheck.finra.org and search for the advisor’s name (e.g., “Joe Gamez”) or CRD number (e.g., 4292479). Expand the “Disclosures” section for detailed regulatory events, complaints, and terminations.
- Check SEC and State Regulator Websites: Search SEC’s EDGAR database and your state’s securities regulator for any orders or pending enforcement actions.
- Conduct General Web and News Searches: Input the advisor’s name and firm (e.g., “Joe Gamez Raymond James complaint”) into a search engine for any news, lawsuits, or disclosures not captured elsewhere.
- Review Broker-Dealer Filings: Firms like Raymond James file annual reports and Form U4/U5 that may highlight advisor issues.
Red Flags for Investors: What to Watch For
In the case of Joe Gamez, the following red flags highlight why careful vetting is essential:
- Regulatory Bar: Being barred by FINRA for non-cooperation in an investigation into misuse of client funds is a serious concern.
- Customer Complaint with Large Settlement: Settlement of over $400,000 stemming from alleged misappropriation of customer funds at Raymond James Financial Services.
- Termination for Cause: Discharged by Raymond James for allegedly using client funds for personal purposes.
What Should Investors Do Next?
If you or someone you know worked with Joe Gamez at Raymond James Financial Services and have concerns about your account or believe you may have experienced losses due to improper conduct, taking prompt action is crucial.
Haselkorn & Thibaut is a national law firm focused on investment fraud and securities arbitration. With more than 50 years of combined experience, a 98% success rate, and millions recovered for investors, we can help you investigate possible claims, understand your options, and pursue potential recovery of your losses. No recovery means no fee.
If you have questions about your investments with Joe Gamez or Raymond James in San Antonio, Texas, call Haselkorn & Thibaut now at 1-888-994-8066 for a confidential, no-obligation consultation with an experienced team that’s here to help you recover what you’re owed.
Don’t wait: Even if you’re unsure if your account was affected by misconduct, seeking a review from trusted professionals is your first line of protection. Haselkorn & Thibaut’s investigation is ongoing, and your inquiry is always private and cost-free.
Summary
The record for Joe Gamez (CRD# 4292479), former Raymond James Financial Services advisor in San Antonio, Texas, includes a regulatory bar by FINRA, a customer settlement exceeding $400,000, and an employment termination linked to alleged misuse of client funds. If you are a former client or have concerns, contact Haselkorn & Thibaut at 1-888-994-8066 to discuss your potential options for recourse. Your consultation is free, and we only get paid if you make a recovery.
