If you’ve recently discovered that something isn’t right with your annuity investment, you’re probably feeling a mix of emotions right now—confusion, anger, embarrassment, maybe even a sense of betrayal. These feelings are completely normal, and you’re not alone. Every year, thousands of hardworking people find themselves in similar situations, wondering how a financial product that was supposed to protect their retirement could have gone so wrong. The good news is that an annuity fraud lawyer can help you understand what happened, hold the responsible parties accountable, and potentially recover the money you’ve lost. You don’t have to navigate this alone, and there’s no shame in asking for help.
Understanding Annuity Fraud: What Went Wrong?
Table of Contents
Annuities can be complicated financial products. They’re often marketed as safe, reliable ways to secure income during retirement. But unfortunately, not every financial advisor has your best interests at heart.
Some advisors push annuity products because they earn high commissions—not because the product is right for you. Others may actively mislead you about fees, surrender periods, or how the annuity actually works. In the worst cases, advisors commit outright fraud, stealing money or funneling investments into schemes that benefit only themselves.
Here are some common red flags that suggest you may have been a victim of annuity fraud or misconduct:
- Unauthorized changes to your annuity contract or unexpected switches between products
- Unsuitable recommendations—such as selling a long-term annuity to someone in their 80s who needs accessible funds
- Misleading information about surrender charges, fees, or how your money would be invested
- Pressure tactics or rushed decisions that didn’t give you time to think or consult family members
- Ponzi schemes or fraudulent investments disguised as legitimate annuity products
- Failure to disclose conflicts of interest or high commission structures
If any of these situations sound familiar, it may be time to speak with a professional who can evaluate your case.
A Story That Might Sound Familiar
Consider Margaret, a 72-year-old retired teacher. After her husband passed away, she wanted to make sure her savings would last through retirement. A financial advisor recommended she move her entire $300,000 nest egg into a variable annuity with a 10-year surrender period.
Margaret trusted him. He seemed knowledgeable and kind.
Three years later, Margaret needed money for medical expenses. That’s when she discovered she’d face $45,000 in surrender charges just to access her own money. Worse, she learned that the advisor had earned a massive commission on the sale—something he never disclosed. The product was completely unsuitable for someone her age with her financial needs.
Margaret felt foolish. She blamed herself for not asking more questions.
But here’s the truth: Margaret wasn’t foolish. She was taken advantage of by someone she trusted. And with the right legal help, she was able to recover a significant portion of her losses.
Why You Need an Annuity Fraud Lawyer on Your Side
Fighting back against a financial institution or brokerage firm can feel overwhelming. These are large companies with teams of lawyers and resources designed to protect their interests—not yours.
That’s where an experienced annuity fraud lawyer comes in.
A qualified attorney understands the complex regulations governing annuity sales, including FINRA rules and state insurance laws. They know how to investigate what happened, gather evidence, and build a strong case on your behalf. Most importantly, they level the playing field so you have a real chance at recovering what you’ve lost.
You shouldn’t have to fight this battle alone.
Why Families Trust Haselkorn & Thibaut
At Haselkorn & Thibaut, we’ve dedicated our careers to helping people just like you. We understand that behind every case is a real person—someone who worked hard, saved diligently, and deserves to be treated fairly.
Our team brings over 50 years of combined experience to every case we handle. We’ve recovered millions of dollars for clients across the country who were harmed by unethical financial advisors and fraudulent practices.
We’re proud of our 98% success rate—a number that reflects our commitment to thorough preparation, aggressive advocacy, and genuine care for the people we represent.
As a top-rated nationwide investment fraud law firm, we’ve seen virtually every type of annuity fraud scheme imaginable. Whether you’re dealing with a local advisor who made unsuitable recommendations or a large brokerage firm that failed to supervise its employees, we have the knowledge and resources to help.
| What We Offer | Details |
|---|---|
| Experience | Over 50 Years of Combined Experience |
| Track Record | Millions Recovered for Clients |
| Success Rate | 98% Success Rate |
| Reputation | Top Rated Nationwide |
| Initial Consultation | Free Consultation |
| Fee Structure | No Recovery, No Fee |
We Make It Easy to Get Started
We know that reaching out for help can feel intimidating. You might be worried about costs, or unsure whether your situation is “serious enough” to warrant legal action.
Let us put your mind at ease.
We offer a free consultation to discuss your situation. There’s no pressure, no obligation, and no judgment. We simply want to hear your story and help you understand your options.
And here’s something important: You don’t pay unless we recover money for you. Our no recovery, no fee policy means you can pursue justice without worrying about upfront costs or hourly bills. We only get paid if you get paid.
This approach reflects our belief that everyone deserves access to quality legal representation—regardless of their current financial situation.
You Deserve Answers and Accountability
If you suspect you’ve been the victim of annuity fraud, please don’t wait. The sooner you take action, the better your chances of recovering your losses. There are time limits on filing claims, and evidence can become harder to gather as time passes.
More importantly, you deserve peace of mind. You deserve to know what happened to your money and who was responsible. And you deserve a team that will fight for you every step of the way.
An annuity fraud lawyer from Haselkorn & Thibaut can help you get the answers—and the recovery—you deserve.
Take the First Step Today
We understand that picking up the phone might feel like a big step. But it’s also the first step toward taking back control of your financial future.
Our team is ready to listen. We’ll treat you with the respect and compassion you deserve, and we’ll give you an honest assessment of your situation.
If you’re ready to take the first step, call Haselkorn & Thibaut at 1 888-885-7162 for your free, no-pressure consultation. We’re here to help you navigate this difficult time and fight for the recovery you deserve.
Remember: You don’t pay unless we recover money for you. You have nothing to lose and potentially everything to gain.
Call 1 888-885-7162 today. We’re on your side.

