Who Is Robert Dean Coffin of Cambridge Investment Research, Inc.?
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Robert Dean Coffin, better known as Bob Coffin, is a financial advisor and stockbroker based in The Villages, Florida. According to his FINRA BrokerCheck profile, he is registered with Cambridge Investment Research, Inc. (CRD# 1590422) since September 15, 2022, and also operates with Cambridge Investment Research Advisors, Inc. as an advisory representative.
Coffin’s career in the securities industry spans nearly four decades, including prior roles at Lincoln Financial Securities Corporation, LPL Financial LLC, SII Investments, Inc., Equity Brokerage Services, Inc., and Ameritas Investment Corp. He is also affiliated with Coffin Wealth Management, where he acts as Owner, providing insurance, benefits, and human resources services.
Why Are Investors Paying Attention to Bob Coffin?
Haselkorn & Thibaut’s investigation is motivated by multiple customer complaints involving Robert Dean Coffin’s conduct while previously employed at Lincoln Financial Securities Corporation. While no regulatory sanctions or monetary settlements have been reported, the pattern and nature of these complaints are noteworthy for any current or prospective investor.
Below is a summary table of the known customer complaints that have surfaced:
| Date Filed | Primary Allegation | Product Involved | Outcome/Status | Alleged Damages |
|---|---|---|---|---|
| June 2025 | Improper timing of annuity solicitation | Variable annuity | Denied by firm (July 2025) | $5,000+ |
| February 2019 | Misrepresentation and unsuitability in variable annuity replacements | Variable annuity | Denied by firm (March 2019) | >$5,000 |
| June 2018 | Failure to disclose fees/expenses/charges | Variable annuity | Denied by firm (July 2018) | >$5,000 |
All three complaints occurred between 2018 and 2025 and involved his time at Lincoln Financial Securities, not Cambridge Investment Research, Inc. The complaints specifically relate to variable annuity transactions—including issues around suitability, failure to fully disclose fees and expenses, alleged misrepresentations, and concerns about the timing or appropriateness of transactions.
What Are the Red Flags for Investors?
It’s important to emphasize that while the claims were all officially denied by the brokerage firm, complaints related to variable annuities can signal potential red flags. Common concerns include:
- Unsuitability: Recommending products that may not align with a client’s financial goals, risk tolerance, or investment profile.
- Misrepresentation or Omission: Failing to accurately represent product features, risks, or expenses; not disclosing fees or potential penalties.
- Improper Timing or Switching: Encouraging inappropriate variable annuity exchanges or replacements, which can sometimes generate higher commissions for the broker but may not benefit the client.
If you recognize similar issues in your account, or if you have experienced losses related to variable annuity investments recommended by Bob Coffin, you may benefit from an independent review.
Why Do Brokerage Firms “Deny” Compensation Claims?
Unfortunately, when investors submit a complaint directly to the brokerage firm, it’s common for those claims to be denied. Firms typically state that they do not believe the claim has merit, with the hope that most customers will simply accept the answer and not pursue the issue further.
It is not unusual for brokerage firms to offer settlements for much less than the true damages, if at all. Investors are encouraged to seek a second opinion from an experienced securities attorney who can evaluate the details of the claim at no cost, especially if their loss is related to variable annuities or similar complex products.
Should You Be Concerned If You Worked With Bob Coffin?
Not every account with Bob Coffin has resulted in losses or complaints. However, the specific pattern of customer grievances—particularly regarding variable annuities—should prompt account holders to take a closer look at their portfolio and transaction history.
- Did you understand all fees and surrender charges associated with your annuity?
- Were adequate explanations provided regarding product risks and costs?
- Were transactions in your best interests, given your overall financial picture?
If you answered “no” to any of these questions, or you’re unsure, it’s prudent to have your account reviewed by an independent party.
Haselkorn & Thibaut — How We Can Help You
Haselkorn & Thibaut is a national law firm focused exclusively on helping investors recover losses due to broker and financial advisor misconduct. With more than 50 years of experience in investment loss recovery, the firm has a 98% success rate and has recovered millions of dollars for its clients.
- No recovery, no fee – you never pay legal fees unless we are successful
- Free consultation and case evaluation
- Personalized attention by senior attorneys
- National coverage, local focus
Our mission is to protect investors — like you — and ensure you are empowered with knowledge and representation when questions arise regarding your account or financial advisor.
Contact Haselkorn & Thibaut Today — Take the Next Step
If you are a current or former client of Robert Dean Coffin (Bob Coffin) in The Villages, FL, or if your investments were managed through Cambridge Investment Research, Inc., now is the time to get answers.
Your consultation is confidential and carries no cost or risk. There are strict time limitations for filing many claims, so do not wait to protect your rights as an investor.
