GWG L Bonds Update 2026: Recovery Options for Investors Table of Contents Toggle GWG L Bonds Update 2026: Recovery Options for Investors The Rise and Fall of GWG Holdings and L Bonds 2026 Bankruptcy Status: Where Things Stand Now Current Recovery Rate: Approximately 3.78% The Plan of Reorganization and Its Shortcomings What the Wind Down […]

Failure to Supervise: When Brokerage Firms Look the Other Way Table of Contents Toggle Failure to Supervise: When Brokerage Firms Look the Other Way What Is Failure to Supervise? FINRA Supervisory Obligations FINRA Rule 3110: Supervision FINRA Rule 3120: Supervisory Control System What Firms Must Do to Supervise Hiring and Onboarding Supervision Ongoing Transaction Review

Concentration Risk: Why Putting All Your Eggs in One Basket May Be Broker Negligence Table of Contents Toggle Concentration Risk: Why Putting All Your Eggs in One Basket May Be Broker Negligence What Is Concentration Risk? FINRA Suitability Obligations Around Diversification Reasonable-Basis Suitability Customer-Specific Suitability Quantitative Suitability The Diversification Imperative Common Concentration Patterns Single-Stock Concentration

Unauthorized Trading: When Your Broker Trades Without Permission Table of Contents Toggle Unauthorized Trading: When Your Broker Trades Without Permission What Is Unauthorized Trading? The Scope of the Problem FINRA Rules Requiring Authorization FINRA Rule 3260: Discretionary Accounts FINRA Rule 2010: Standards of Commercial Honor FINRA Rule 2111: Suitability Unauthorized Trading vs. Unsolicited Trades What

Churning: How Excessive Trading Destroys Portfolios Table of Contents Toggle Churning: How Excessive Trading Destroys Portfolios What Is Churning? Churning vs. Active Trading: What’s the Difference? The Three Legal Elements of Churning 1. Excessive Trading (High Turnover) 2. Excessive Commissions Relative to Account Size 3. Broker Control Over the Account Common Churning Patterns to Watch