Investigation Launched into Osaic Wealth Advisor Justin Hoyt, Formerly with Ameriprise

Mr. Hoyt holds multiple securities licenses including the Series 7 (General Securities Representative Exam), Series 65 (Uniform Investment Adviser Law Exam), Series 63 (Uniform Securities Agent State Law Exam), and the Securities Industry Essentials Examination (SIE), as well as licenses for investment company products and variable contracts.

He is currently licensed to do business in Arizona, California, Idaho, Illinois, Iowa, Minnesota, Nebraska, New York, North Carolina, Ohio, Oregon, Tennessee, Texas, Utah, and Virginia.

Why Did Justin Hoyt Resign from Ameriprise Financial?

One of the most significant developments in Mr. Hoyt’s career occurred in February 2026, when he voluntarily resigned from Ameriprise Financial Services while under internal review. Firm records state that the review concerned “a violation of the Firm’s Selling Away Policy.” This means the firm was evaluating his activities in relation to their strict rules about engaging in private securities transactions—commonly referred to as “selling away.”

Selling away involves a registered representative participating in securities transactions outside the course of their employment at their member firm. These transactions, if not properly disclosed and approved, can violate both FINRA Rule 3280 and the broker-dealer’s internal policies, potentially exposing both the advisor and the firm to significant risk.

Key points about private securities transactions (selling away):

• FINRA Rule 3280 restricts representatives from participating in such transactions unless written notice is provided and—where required—written approval is granted by their firm.
• Exceptions exist, such as transactions with immediate family members where no compensation is received and proper notice is given.
• Undisclosed or improper selling away can result in disciplinary action, including termination, regulatory sanctions, or both.

It’s important to note that resignation during an internal review does not imply guilt, but it is a disclosure investors should review carefully.

Red Flags & Advisory Record for Justin Hoyt, Osaic Wealth, Gilbert, AZ

Investors should always conduct due diligence when choosing or continuing with a financial advisor. With Justin Hoyt, his FINRA BrokerCheck report is especially helpful in understanding his regulatory history.

Summary of complaints, regulatory actions, and red flags (as of March 2026):

No client complaints, regulatory sanctions, or enforcement actions have been reported against Justin Hoyt as of the latest available records. For the most up-to-date details, always check FINRA’s public BrokerCheck database prior to making any investment decisions.

How Can Investors Protect Themselves?

Even when an advisor has a clean public record, any resignation involving selling away investigations should encourage investors to review their account statements and ask direct questions about past and present investments. Here’s what to watch for:

• Were you advised to invest in products not listed on your Osaic Wealth or previous Ameriprise statements?
• Have you experienced unexpected losses, or are you unclear about how your investments work?
• Did your advisor recommend “private” deals, start-ups, promissory notes, or other off-platform investments?
• Were you offered investments from outside companies without written confirmation from the brokerage?

If you answered yes to any of these questions—or simply want peace of mind about your situation—contact Haselkorn & Thibaut for a confidential, no-obligation consultation.

Free Consultation: Protect Your Rights with Haselkorn & Thibaut

With over 50 years of combined experience, a 98% success rate, and millions recovered for investors Nationwide, Haselkorn & Thibaut is your partner in addressing concerns regarding financial advisors, including Justin Hoyt in Gilbert, AZ. Our firm operates on a no recovery, no fee basis, ensuring you do not pay unless we achieve financial recovery for you.

Engagement is critical—do not wait until losses are too great to act. If you believe your investments with Justin Hoyt (now with Osaic Wealth, formerly Ameriprise Financial) may have been affected by unauthorized transactions or unsuitable advice, our team can help you explore your options.

Call Haselkorn & Thibaut at 1-888-885-7162 now for a free and confidential case review. There is no obligation, and your information will remain private. Take charge of your financial future—reach out today.